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<!DOCTYPE article PUBLIC "-//NLM//DTD JATS (Z39.96) Journal Archiving and Interchange DTD with OASIS Tables with MathML3 v1.4 20241031//EN" "https://jats.nlm.nih.gov/archiving/1.4/JATS-archive-oasis-article1-4-mathml3.dtd">
<article xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:ali="http://www.niso.org/schemas/ali/1.0/" dtd-version="1.4" article-type="research-article" xml:lang="en"><front><journal-meta><journal-title-group><journal-title xml:lang="ru">Экономика и право. XXI век</journal-title></journal-title-group><issn publication-format="print">2076-2828</issn></journal-meta><article-meta><article-categories><subj-group><subject>Other</subject></subj-group></article-categories><title-group><article-title xml:lang="ru">Особенности финансовых маркетплейсов в России</article-title><trans-title-group xml:lang="en"><trans-title>Features of financial marketplaces in Russia</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author"><name-alternatives><name xml:lang="ru"><surname>Угурчиева</surname><given-names>Х.И.</given-names></name><name xml:lang="en"><surname>Ozdoeva</surname><given-names>Zarifa Khamzatovna</given-names></name></name-alternatives><xref ref-type="aff" rid="aff1"/><xref ref-type="aff" rid="aff2"/><email>mail@law-books.ru</email></contrib><aff-alternatives id="aff1"><aff><institution xml:lang="en">associate professor, candidate of economic sciences</institution></aff></aff-alternatives><aff-alternatives id="aff2"><aff><institution xml:lang="ru">магистрант 3 курса ИнгГУ, кафедры «Финансы и кредит»</institution></aff></aff-alternatives></contrib-group><pub-date pub-type="epub" iso-8601-date="2025-04-10"><day>10</day><month>04</month><year>2025</year></pub-date><issue>1</issue><fpage>20</fpage><lpage>23</lpage><history><date date-type="received" iso-8601-date="2025-03-18"><day>18</day><month>03</month><year>2025</year></date><date date-type="accepted" iso-8601-date="2025-04-05"><day>05</day><month>04</month><year>2025</year></date></history><self-uri content-type="pdf" xlink:href="osobennosti-finansovyh-marketpleysov-v-rossii.pdf" xlink:title="PDF"/><abstract xml:lang="ru"><p>В статье рассмотрены теоретические основы развития маркетплейсов в России, отличие их от других торговых интернет-ресурсов, дано понятие финансовых маркетплейсов и их роль, рассмотрены различия в регулирование финансовых маркетплейсов в России и за рубежом.</p></abstract><abstract xml:lang="en" abstract-type="summary"><p>The article examines the theoretical foundations of the development of marketplaces in Russia, their difference from other online trading resources, the concept of financial marketplaces and their role, and the differences in the regulation of financial marketplaces in Russia and abroad.</p></abstract><kwd-group xml:lang="ru"><kwd>маркетплейсы</kwd><kwd>сайты-агрегаторы</kwd><kwd>интернет-магазин</kwd></kwd-group><kwd-group xml:lang="en"><kwd>marketplaces</kwd><kwd>aggregator sites</kwd><kwd>online store</kwd></kwd-group></article-meta></front><back><ref-list><ref id="ref1"><mixed-citation publication-type="other" xml:lang="ru">Kawa A., Wałęsiak M. 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